Unfortunately, the level system doesn't calculate how good your island is, only how many blocks of worth you've placed, so it's a fairly arbitrary system at the moment :c I think I'm somewhere around 300, I'm not sure. Most of my island is stone and grass.
Can't you use email recovery? If not, I'd talk to Fungamer333. She's the one who will be able to reset your password for you. Discord's probably a good way of contacting her. Either way, you can't go off-topic in a discussion thread, so please keep on the topic of island levels. There's a lotta stone and grass on that island, which is why it's 300ish. It's thicc.
You're free to contact her yourself if you want to. I can't change your account's password for you, I'm not you
Island levels are usually a reflection of your willingness to purchase gold blocks and prismarine. Or how many pigman spawners you are willing to get My island level is a bit over 4000