SkyBlock Insurance Company (.NET)

Discussion in 'Discussions Archive' started by Satan, Aug 29, 2015.

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  1. Satan
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    Satan Guest

    Hi.

    So I opened a first ever SkyBlock Bank a few weeks ago and I just thought that opening an insurance company is also a great idea! Basically, the role of insurance companies is that they compensate property lost due to accidents or griefs or etc. Since the LogBlock is removed, I believe that such services will be convenient on SkyBlock.

    On SkyBlock, the insurance will be used in order to compensate lost due to griefs or/and robberies items. There will also be special conditions in order to get compensated:

    1) Evidence of grief/items loss will be required in order to compensate the property.
    2) In case of island crimes, the island will be checked for coop members.

    How do you get the insurance? You can buy one from me (Mechanism in-game). Here is the list of insurances currently available:

    -30 diamonds insurance: you're insured for the loss of 50 diamonds worth items and property.
    -75 diamonds insurance: you're insured for the loss of 100 diamonds worth items and property.
    -150 diamonds insurance: you're insured for the loss of 250 diamonds worth items and property.
    -350 diamonds insurance: you're insured for the loss of 500 diamonds worth items and property.
    -750 diamonds insurance: you're insured for the loss of 1,000 diamonds worth items and property.

    In case if the grief/items loss was impersonated in order to get an advantage of the company, the client will lose it insurance.

    Quick notice: all the SkyBlock Bank Inc. reserves property is insured up to 10 diamonds and tomorrow I will write Terms and Conditions to the SkyBlock Insurance Company. :)
     
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    Last edited by a moderator: Aug 29, 2015
  2. arrowflint
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    arrowflint Active Member

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    Ok so I was scammed of 80 diamonds recently. Can I pay you for 50 diamonds insurance and be recompensated my 80?
     
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  3. Satan
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    Satan Guest

    If there is an evidence of scam, then sure.
     
  4. arrowflint
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    arrowflint Active Member

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  5. Satan
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    Satan Guest

    Alright, once the company gets enough clients and starts working, you may buy 75 diamonds insurance in order to get a compensation.
     
  6. Crystal
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    Crystal Experienced Member

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    Nice Idea
     
  7. arrowflint
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    arrowflint Active Member

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    Also if I were scammed on a different occasion and they both fit into my insurance plan would you refund both of them?
     
  8. Satan
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    Satan Guest

    As soon as your insurance is expensive enough to afford them, sure. Every time you get compensated for certain loss, your insurance decreases by the certain number.
     
  9. Lemonade
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    Lemonade Senior Member

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    I feel like your insurance prices should be a bit less; you'll get more people to buy it if you lower the price.

    That's just my opinion, though ^^
     
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  10. Emzkind777
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    Emzkind777 Member

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    I admire your initiative and imagination, but your premiums are astronomical! Also there doesn't seem like much reason to buy a policy if you let people buy them after being scammed....
     
  11. Chiyami
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    Chiyami Experienced Member

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    Alright. How about this: Insure me. I'll pay you what you need, and if I ever get banned, you get me unbanned. Of course, we need to decide how much I'm worth.
     
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  12. Krissy
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    Krissy Kim Taehyung Staff Member Premium

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    And just remember, if you invest in this scheme be careful.
    Mods also do not endorse this scheme.
    Good day
     
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  13. Lycel
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    Lycel Senior Member

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    Lycel
    Mathematically...
    Say I have 80 diamonds.
    I invest 30 into Mech. I now have 50.
    I loose those 50 to a scam, and get refunded the 50.
    I end up with 50 diamonds, when if I had never invested, I'd have 30.
    Now if you think of the chance of being scammed, it's about 1/100. I've never been scammed, and if you're cautious it's easy to avoid.

    So, you have a 1% chance of being refunded 100% of your diamonds, and a 99% chance of having 62% of your original diamonds (with the 30 for 50 deal), if I've done my calculations right. Maths is fun. ^-^
     
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    Last edited: Sep 3, 2015
  14. Mod_Stank
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    Mod_Stank Active Member

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    Hmm..
    I wouldn't really put alot of diamonds such as 750 into this system, considering loopholes were there in your previous program (Skyblock Bank). You yourself stated that FindMyName scammed Jennie's rares due to the fact that the items in the Bank chests are "our" items, and so it wasn't bannable. I worry that there are more loopholes in this, since many are possible to show up.

    P.S. Please, if you write a "do not disrespect" terms and conditions, don't be a hypocrite and just stay respectful.
    This isn't a hate post. Pls no hate.
     
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  15. Satan
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    Satan Guest

    What the hell is wrong will all you? All staff team is against my ideas and thoughts including you. I'm amused you're mad at me for talking about your body shape.
     
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  16. Mod_Stank
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    Mod_Stank Active Member

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    We are against your ideas because you have been banned not only once, but alot. Therefore we cannot put that much trust into you, knowing how you act and react to things. If you do want to run this business, do be careful not to leave any loopholes, as the findme incident as you described it may happen again.

    P.S. Not a hate message.
     
  17. Krissy
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    Krissy Kim Taehyung Staff Member Premium

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    Lol what would that have to do with anything?
    The concept: to provide refunds for those who lose valuables is genuine, but the fact that you will be taking people's diamonds for them to be "protected" is off putting. So is the fact that if you deem the evidence or claim they provide to be false then they lose their diamonds they put in to you, when it is not your place to decide. You then end up profiting. If they have zero evidence and want compensation, what would you give them? Tell them they cant get the diamonds they gave you back? You keep their diamonds, but they have no rares left to steal... a perfect scenario in which will probably happen and that will be how you profit.

    This is nothing but another idea that seems like a fantastic, creative idea but deep down... you will make this so you profit when you have your terms and conditions up and their is always going to be a loophole you will use to give you the rights, not the players.

    While other people might want to invest, I ask you to use caution when giving people your diamonds in large amounts like this.

    This is my opinion from a mod standpoint and from experience. My apologies if this offends you but my advice; dont give away your diamonds, keep them safe instead of trusting a third party. Dont use this service.
     
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  18. arrowflint
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    arrowflint Active Member

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    The thing is if he allows people to buy insurance AFTER they get scammed, the entire service is irrelevant.
     
  19. Krissy
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    Krissy Kim Taehyung Staff Member Premium

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    You have to buy it in case something happens. There is no telling if you can get your diamonds back if you need them and you never get scammed/looted or lose rares.
    So you are paying someone to hold your diamonds with terms and conditions upon them and a whole lot of guessing if you will get scammed. Once you give the diamonds, you lose ownership of them. Which is why im telling you to take care of your items and dont trust a third party.
     
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  20. TheOreoBoy
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    TheOreoBoy Member

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    You're not getting your mits on my diamonds!

    oh wait i dun have any ;3;
     
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